Services Offered

We offer the following services, click on a topic to read more information:

WEALTH MANAGEMENT

WORKPLACE RETIREMENT PLANNING

EMPLOYEE BENEFIT SERVICES

 

 

WEALTH MANAGEMENT

Our goal is to develop a long-term relationship with you.  Long-term relationships require trust, communication, and shared values. We will provide the clear, concise information you need to feel confident in your investment decisions. We strive to:

  • Truly listen.
  • Provide  comprehensive and easily understood financial plans.
  • Communicate a transparent, understandable fee structure.
  • Analyze your risk tolerance and financial goals regularly to ensure an appropriate allocation of your assets.
  • Focus our attention on existing customers and grow our practice by referral.
  • Provide thorough quarterly updates and in-person annual reviews.
  • Be available at your convenience to discuss financial issues.
  • Remain under no obligation to sell specific products or meet external sales quotas.

Our independence gives us access to one of the widest array of products in the market today from the top providers of:

  • Mutual Funds
  • ETFs
  • IRAs (Individual Retirement Accounts)
  • CDs (Certificates of Deposit)
  • Variable Annuities
  • College Savings Plans (529)
  • Equities and Fixed Income Securities
  • Alternative Investments

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WORKPLACE RETIREMENT PLANNING

As an employer or as a self-employed professional, you need to make decisions about retirement benefits in an increasingly complex environment. We will focus on the unique need of your business to provide a creative and comprehensive solution to your workplace retirement needs.
We will:

  • Offer the best available products in the marketplace.
  • Evaluate plans from multiple providers.
  • Show you how to create a diversified menu of investment options and review them annually.
  • Provide employee communications in a motivational and easily understood format.
  • Guide you toward sustainable growth by containing costs without sacrificing quality.
  • Reduce related administrative burdens.
  • Help to ensure you meet compliance and regulatory requirements.
  • Assist with providing benefits designed to recruit and retain employees.
  • Provide a reasonable, transparent, and easily understood fee structure.

Employee retirement planning through defined contributions plans is one of Chartpoint Financial's areas of greatest expertise. We offer from the leading providers:

  • SEP and Simple IRAs
  • 401(k) Plans
  • 403(b) Plans
  • Pension Plans
  • Profit Sharing Plans

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EMPLOYEE BENEFIT SERVICES


Our Goal is your success. We help you meet your business needs and those of your employees. We focus on:

  • Recruitment and retention of key employees allowing you to compete more effectively.
  • Overall employee satisfaction and the resulting increase in productivity.
  • Management of costs while maintaining quality - a critical factor in the sustainable growth of your business. 
  • Reducing your administrative costs by outsourcing key human resource function.
  • Understanding  and addressing changes in regulatory requirements and compliance.
  • Personalized, concise, and informative communication. We listen to your needs and not those of our insurance carriers.

We provide a full range of insurance products both to employees, as well as the comprehensive planning to meet your needs and address the changing regulatory environment. We offer the following types of policies:

  • Medical
  • Dental
  • Disability
  • Life
    • Annuities 
    • Universal 
    • Whole
    • Term
  • Long Term Care
  • Special Niches

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